WE OFFER SPECIALIZED HOME LOANS Programs in Hawaii
Now is the time to consider purchasing your dream home or refinancing your current mortgage.
Types of Loans that we Offer:
- We offer conventional Hawaii mortgage loans from a variety of top-notch lenders here in Hawaii.
- A solid FICO score, stable income, and a 20% down payment on the primary residence will assure you of obtaining the lowest rate available anywhere in the lending markets today.
- No need to worry! If you don’t have a 20% down payment or a great FICO, we still can find the best conventional mortgage loans at a reasonable rate for you.
- Available with as low as a 3.5% down payment.
- Insured by federal gov.
- For first time home buyers only.
- Don’t assume that your credit will keep you from achieving your goal. We will work with you even if your credit score is as low as 620.
- FHA interest rates are excellent compared to conventional loans.
- Stable income but not much assets? FHA is the way to go.
If you are eligible for VA… take advantage of it.
- 100% financing… no down payment required.
- No monthly mortgage insurance required.
- You can receive a seller’s credit up to 4% of the sales price.
- First time home buyers… USDA refinance is available as well.
- You do not have to be a veteran to get 100% financing… It is 100% financing.
- If you don’t have all of the closing costs, you will be able to use 102% of appraisal value towards the closing cost.
- No credit is OK and bad credit is OK. We will make it work!