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VA Loans

Helping You Maximize Your VA Loan Benefits


VA Loans

If you are living in Hawaii or have recently been reassigned to Hawaii, you are probably eligible for a VA loan. As specialists in VA loans, Hawaii Best Loans can help you to maximize the benefits of your eligibility.

Benefits of a VA Loan:

  • 100% financing…no down payment required.
  • Lower payments due to competitive interest rates.
  • No monthly mortgage insurance premiums.
  • Little concerns for your lower credit score.
  • You can receive a seller’s credit of up to 4% of the sales price.

Additional pay such as BAH and BAS, COLA if you are on active duty, your income can be grossed up to help you qualify for a mortgage loan.

  • BAH (Basic Allowance for Housing)
  • BAS (Basic Allowance for Subsistence)
  • COLA (Cost Of Living Adjustment)

Eligibility for VA home loans:

One of the most important items for a VA loan is COE (Certificate of Eligibility).

Here are the details regarding COE qualifications:

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